C&R Insurance Services does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you have requested.

The information, highlights and descriptions of the products or services found on this site are not intended to be full descriptions of all the terms, exclusions and conditions applicable to every insurance program available and are merely of an informative nature.

Terms of Use

By using this web site or any other web site owned, operated, licensed, or controlled by C&R Insurance Services or insuringlawyers.com, you signify your assent to these terms of use. If you do not agree to these terms of use, please do not use the site. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of this site or any other C&R Insurance Services web site following the posting of changes to these terms will mean you accept those changes.

RESTRICTIONS ON USE OF MATERIALS

This website is owned and operated by C&R Insurance Services. Except as otherwise expressly permitted by C&R Insurance Services, no materials from this website or any website owned, operated, licensed or controlled by C&R Insurance Services may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without C&R Insurance Services' written permission. C&R Insurance Services neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

LIMITATION OF LIABILITY

While C&R Insurance Services uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, C&R Insurance Services makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall C&R Insurance Services or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if C&R Insurance Services or a C&R Insurance Services authorized representative has been advised of the possibility of such damages. In no event shall C&R Insurance Services' total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.

C&R Insurance Services also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

DISCLAIMER

THE MATERIALS IN THE C&R INSURANCE SERVICES WEB SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, C&R INSURANCE SERVICES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. C&R INSURANCE SERVICES DOES NOT WARRANT OR REPRESENT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR ANY OTHER C&R INSURANCE SERVICES WEB SITE OR THE SERVER(S) THAT MAKES THE C&R INSURANCE SERVICES WEB SITES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. C&R INSURANCE SERVICES DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS THAT INFORMATION AND MATERIALS IN THIS WEB SITE OR ANY OTHER WEB SITE IS CORRECT, ACCURATE, TIMELY, RELIABLE, CORRECTLY SEQUENCED OR OTHERWISE. YOU (AND NOT C&R INSURANCE SERVICES) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.

THIS SITE DOES NOT PROVIDE LEGAL ADVICE

The information contained in this web site and any other C&R Insurance Services web site has been prepared by C&R Insurance Services as a service to its clients, prospective clients and the Internet community and is not intended to constitute legal advice. C&R Insurance Services has used reasonable efforts in collecting, preparing and providing quality information and material, but does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained in or linked to this web site or any other C&R Insurance Services web site. Users of information from this web site or any other C&R Insurance Services Web site or links do so at their own risk.

DELIVERY OF MESSAGES

Except where electronic communications are used to form a contract in accordance with these Terms of Use, an electronic communication sent by you shall be deemed to have been received by C&R Insurance Services at the time of delivery to C&R Insurance Services' inbox. An electronic communication sent by C&R Insurance Services shall be deemed to have been received by you at the time of delivery to your inbox. If delivery is not achieved during a business day, the communication shall be deemed to have been received at the beginning of the business day immediately following. Where the electronic communication is used to form a contract, the electronic communication will be deemed received on the day you push the button to send same. If you become aware that an electronic communication received by it is not intended for it, you shall promptly notify C&R Insurance Services.

RECORDS OF MESSAGES

In the event of a dispute in relation to any electronic communication or its content, then the record produced by the web site and its archive shall prevail.

CONTRACT FORMATION THROUGH ELECTRONIC COMMUNICATIONS

You agree that contracts may be validly made through electronic communications transmitted to or from the web site, and expressly waive any rights to bring an action, claim or proceeding declaring, or to raise as a defense to an action, claim or proceeding, the invalidity of such a contract on the grounds that the contract was made electronically.

A contract shall, in all cases, be formed at the time when and place where C&R Insurance Services or insuringlawyers.com receives a signed application from a prospective client, verifies that the signed application contains the same information as represented in communications from the prospective client to insuringlawyers.com, and indicates electronically that the information and application is acceptable, and transmits to insuringlawyers.com a message of the client's acceptance of an offer to provide a premium indication.

You agree that the electronic communications exchanged in accordance with this Agreement shall be deemed to be of equivalent evidentiary value to that given to written documents and, in the event of any dispute, claim or difference. You further agree that you will not challenge or bring into question the admissibility as evidence of electronic data transmitted and stored in accordance with the provision of these Terms of Use, where the basis of such objection is the fact of your electronic transmission or storage.

GOVERNING LAW AND JURISDICTION

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Pennsylvania without the application of any conflict of law principles. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or federal courts located in Montgomery County and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

ASSIGNMENT

This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, personal representatives, successors and assigns; provided, however, that you may not assign any of your rights or obligations under these Terms of Use.

WAIVER

The failure of a party hereto at any time or times to require performance of any provision hereof shall in no manner affect its right at a later time to enforce the same.

TERMINATION

These terms are effective until terminated by C&R Insurance Services with or without notice. Upon termination, you will immediately discontinue your use and access of the site, and will destroy all materials obtained from this site and any and all other C&R Insurance Services web sites, and all copies thereof, whether made under the terms of these Terms of Use or otherwise.

ENTIRE AGREEMENT

This is the entire agreement between us relating to the subject matter herein and shall not be modified except in writing, signed by both parties.